Independent financial advisor · Prague
Your finances in safe hands
Comprehensive financial planning without hidden commissions. We work exclusively in the client's interest — not the insurance company's or bank's.
Free consultation 60 minCFP® Certified
CNB reg. no. 62485
18+
years of experience
840+
satisfied clients during practice
2.3billion
total value of managed portfolios
4.8%
average annual portfolio return
4.9/5
average rating according to Google reviews
Mortgage calculator
Calculate your mortgage installment
Preliminary calculation in 30 seconds
$183 453€40,000–€600,000
25 years5–30 years
4,9 %1–10 %
80 %50–90 %
Monthly installment
$1 028
Total amount paid
$308 338
Overpaid interest
$124 885
Own resources (min.)
$36 691
Mortgages
Mortgage advisory
We compare offers from 12 banks. We negotiate the best rate and guide you from application to signing.
from €200 / one-time
Investments
Investment portfolio management
We create a long-term investment plan based on your goals, risk tolerance, and time horizon. Regular reporting.
from €80 / month
"Mr. Novotný helped us negotiate a mortgage 0.4% lower than what our own banker offered. We will save over €7,200 over the entire repayment period. Unbelievable work."
How it works
4 steps to healthy finances
1
Free consultation (60 min)
We map your financial situation and goals
2
Financial analysis
Detailed breakdown of income, expenses, risks and opportunities
3
Concrete plan with numbers
Written financial plan with priorities and deadlines
4
Implementation & ongoing care
We help with every step and regularly review
Certifications & licenses
Regulated advisor of the CNB
Registration no. 62485 in the public register of the CNB
EFA — European Financial Advisor
CFP® — Certified Financial Planner
Member of AFIZ — Association of Financial Intermediaries
Independent Advisor — no commissions from banks
"Finally, an advisor who speaks plainly and doesn't burden you with unnecessary insurance. My portfolio has been growing for the 3rd year in a row."
"
A good financial advisor won't tell you what you want to hear — they'll tell you what you need to know.
Ing. Martin Novotný, CFP® — founder of Nexum Finance
Areas of Consulting
We help with everything related to finances
Comprehensive care for your personal and corporate finances — under one roof. We do not buy or sell financial products without your knowledge.
Mortgages & refinancing
Investment portfolios
Pension savings
Life insurance
Financial planning
Inheritance & property transfers
Corporate finances for self-employed
Tax optimization
Start today
Free 60-minute consultation
No obligations. We meet in person in Prague or online via Teams.
"Mortgage refinancing completed in 3 weeks. Full service, zero stress. Highly recommend!"
— Jana Horáčková, Brno
2007
year of establishment of Nexum Finance
12
contractual banks in the network
98 %
of clients recommend us further
3×
awarded the Golden Crown
48 hours
average response time to inquiries